Objectivity: Cathy Pareto & Associates will always be unbiased in providing advice
to clients on a fee-only basis.

Confidentiality: Cathy Pareto & Associates shall keep all client data private unless
authorization is received from the client to share it. Cathy Pareto & Associates shall
treat all documents with care and take care when disposing of them. Relations
with clients shall be kept private.

Competence: Cathy Pareto & Associates shall strive to maintain a high level of
knowledge and ability through professional development and continuing education.

Integrity & Honesty: Cathy Pareto & Associates will endeavor to always take the
high road in all of its client interactions and dealings.

Regulatory Compliance: Cathy Pareto & Associates will maintain conformity with
legal regulations.

Full Disclosure: Cathy Pareto & Associates shall fully describe method of
compensation and potential conflicts of interest to clients and also specify the total
cost of investments.

Professionalism:  Our professionals shall conduct themselves in a way that would
be a credit to Cathy Pareto & Associates at all times. Adherence to this code
involves integrity, honest treatment of clients, and treating people with respect.

Fiduciary Oath: The advisor shall exercise his/her best efforts to act in good faith
and in the best interests of the client. The advisor shall provide written disclosure
to the client prior to the engagement of the advisor, and thereafter throughout the
term of the engagement, of any conflicts of interest which will or reasonably may
compromise the impartiality or independence of the advisor. The advisor, or any
party in which the advisor has a financial interest, does not receive any
compensation or other remuneration that is contingent on any client's purchase or
sale of a financial product. The advisor does not receive a fee or other
compensation from another party based on the referral of a client or the client's
business.

What the Fiduciary Oath means to you - the client:

• I shall always act in good faith and with candor.
• I will be proactive in my disclosure of any conflicts of interest that may impact  you.
• I shall not accept any referral fees or compensation that is contingent upon the      
purchase or sale of a financial product.



Cathy Pareto, MBA, CFP®
President & Founder
Our Code Of Ethics
Investment Management and Financial Planning
Wealth Building Strategies
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